Buying a Home

Your time matters. As a consumer, you have access to more information than ever before. As a home buyer, your access to real estate information is extensive. What to do with that information, and how to make a wise decision in the midst of thousands of options, is your challenge.

The REALTORS of ERA Shields are up to the challenge. Anyone can show you homes; showing you the homes that fit your needs, that fit your budget and that fit your lifestyle is the responsive, consumer-driven care you deserve. In 2007 there are more options in more places via more financing vehicles than at anytime in decades. The talented REALTORS at ERA Shields will help you make sense of all those options, and choose a course of action that will bring you years of benefit.

At www.erashields.com you will find access to ALL MLS listings, in an easy-to-read format. On each property page you can find out specific financing options for that home, all MLS information, the schools in the immediate area, and Microsoft Live Mapping Information. Once you know what you like, you can “meet your match��? and begin looking at homes with an ERA Shields professional. Our years of experience consistently give our clients a competitive advantage in the marketplace. Every home is different, and every buyer has unique needs and desires. Our agents are interested first and foremost in the professional relationship with their client. That means matching the clients’ needs and lifestyle with a specific residence, a home that is a smart investment for both the pocketbook as well as the heart.

Ask your agent to help you with financing. ERA Shields agents help buyers get into homes, but their value shines most when it comes to helping their clients through the details of a financial transaction. Exotic mortgages may work for some buyers, but they can be a significant detriment to others not familiar with the risks and consequences involved in special financing. One of the unfortunate consequences of the recent surge in foreclosures are numerous properties saddled with a debt larger than their market value. Your professional ERA Shields REALTOR can help you in making your dreams both achievable as well as financially responsible. Our in-house lender has worked exclusively with our company for 12 years, and is consistently one of the top-rated mortgage loan processors in the nation. ERA Mortgage is built around purchase transactions, not re-finances, so you will benefit from a process that is tailored to your time-specific needs. As a direct lender, ERA Mortgage provides lower closing costs, a fast approval and the peace of mind that you are dealing with a consummate financial professional. If you are considering a government-insured loan (VA/FHA) the expenses associated with an ERA Mortgage are the lowest of any lender in Colorado Springs: that provides you with more buying power and negotiating leverage than other buyers.

A classic truth of real estate is that money is made on the buy. The Pikes Peak real estate market in 2007 is an advantageous market for a buyer to buy into. Colorado Springs was voted the most livable city in America by Money Magazine in 2006, and unemployment is just above 4.0%. The fundamentals for consistent, scalable, long-term appreciation are in place and there is a great selection to choose from of both resale homes as well as newly built residences. When you work with an ERA Shields REALTOR, you will have the confidence that your purchase decisions are made with the wisdom and value only our company provides.